Wednesday, February 16, 2011

Thanks be to Mint

i use two credit cards on a regular basis. Basically so it doesn't appear quite as large because it is divided on two bills. i always hear about those scams where bad guys charge small amounts to people's credit cards unknowingly. Geniuses. Just $1 to 100,000 credit cards is a decent payday. Do it once a month and life is good...until you get sent to federal pound-me-in-the-ass prison.
Despite my knowledge of these potential fraudulent activities, i typically don't peruse my statements too intently on a regular basis.  Every once in awhile, i go through them using the Mint app on the iPhone. In doing so this past week i noticed two charges from on the same day at the end of December. i order so many random unnecessary items from so many different places online, it's hard to keep track. However, i would remember two purchases the same day from the same company. After not finding any order history through i don't even have an account. That's what they get for making it so damn easy to use other payers (paypal, google, even amazon).
So to Paypal i went where i found the two payments for the same item. If you must know, it was a 12-month Xbox Live card. i still have no clue why they got paid twice, maybe there was confusion since i purchased the item from via Ebay using Paypal. After just one email to, they apologized and said they saw both charges but only had one linked to any purchase. i guess they thought i was trying to get in my charitable donations at the end of the year. Either way, they told me they would refund the money. i was very satisfied with their speedy response to my concern. So no hard feelings. Moral of the should be using Mint to monitor your financial well-being.
i suppose i should probably keep an eye on my statement to see if i ever actually get my refund. 

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