i use two credit cards on a regular basis. Basically so it doesn't appear quite as large because it is divided on two bills. i always hear about those scams where bad guys charge small amounts to people's credit cards unknowingly. Geniuses. Just $1 to 100,000 credit cards is a decent payday. Do it once a month and life is good...until you get sent to federal pound-me-in-the-ass prison.
Despite my knowledge of these potential fraudulent activities, i typically don't peruse my statements too intently on a regular basis. Every once in awhile, i go through them using the Mint app on the iPhone. In doing so this past week i noticed two charges from Buy.com on the same day at the end of December. i order so many random unnecessary items from so many different places online, it's hard to keep track. However, i would remember two purchases the same day from the same company. After not finding any order history through Buy.com...apparently i don't even have an account. That's what they get for making it so damn easy to use other payers (paypal, google, even amazon).
So to Paypal i went where i found the two payments for the same item. If you must know, it was a 12-month Xbox Live card. i still have no clue why they got paid twice, maybe there was confusion since i purchased the item from Buy.com via Ebay using Paypal. After just one email to Buy.com, they apologized and said they saw both charges but only had one linked to any purchase. i guess they thought i was trying to get in my charitable donations at the end of the year. Either way, they told me they would refund the money. i was very satisfied with their speedy response to my concern. So no hard feelings. Moral of the story...you should be using Mint to monitor your financial well-being.
i suppose i should probably keep an eye on my statement to see if i ever actually get my refund.
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